Wholesale Credit Risk Division Manager since September 2018. Before she took on the role of acting Corporate Credit Risk Division Manager since August 2018. Previously, she was manager of the Business Risk Area. Mrs. Alam joined the Risk area of Banco de A. Edwards in 1994, where she served in several positions. She took the position of Risk Manager for the Corporate sector following the merger of Banco de Chile and Banco de A. Edwards. She has experience in risk taking in all sectors from SME to corporations, and in the last years she has served in charge of the Large Companies area. Previously, she worked at Price Waterhouse. Mrs. Alam holds a degree in business administration from Universidad de Santiago de Chile and has a diploma in finance by Universidad Adolfo Ibáñez.