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Senior Management

Chief Executive Officer

Eduardo Ebensperger Orrego

Chief Executive Officer since May 2016. Prior to this position, he was our Commercial Division manager from 2014 to 2016 following the merger [...]

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Chief Financial Officer

Rolando Arias Sanchez

Chief Financial Officer since June 2014. Prior to this position, Mr. Arias was Research and Planning Area manager since 2006. [...]

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General Counsel and Secretary of the Board

Nelson Rojas Preter

General Counsel and Secretary of the Board since 2004. In 2002, he joined Banco de Chile as deputy general counsel. Mr. Rojas joined Banco de A. Edwards in 1987 as [...]

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Commercial Division

Joaquín Contardo Silva

Commercial Banking Division Manager since December 2017. Prior to that, he was the Commercial and Branch Division Manager (May 2016 – December 2017)[...]

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Corporate Banking Division

José Miguel Quintana Malfanti

Corporate Banking Division Manager since December 2017. Prior to that, he was the Corporate and Investment Division Manager (March 2016 – December 2017). Before that, [...]

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Marketing and Customer Division

Juan Carlos Álvarez Mateos

Marketing and Customer Division manager since December 2017. Prior to that, he was manager of Business Development from 2015 to 2017 and Business Intelligence from 2013 [...]

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Wholesale Credit Risk Division

Paola Alam Auad

Wholesale Credit Risk Division Manager since September 2018. Before she took on the role of acting Corporate Credit Risk Division Manager since August 2018. Previously, she was manager of the Business Risk Area. Mrs. Alam joined the Risk area of [...]

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Retail Credit Risk Division

Julio César Cubillo

Retail Credit Risk Division Manager since October 2018. Previously, between May 2017 and July 2018, he was Head of Credit Risk at BBVA Chile. Likewise, Mr. Cubillo was Global Head of Credit Risk for Consumer Finance line of business at BBVA [...]

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Global Risk Control Division

Juan Palacios Gómez

Manager of the Global Risk Control Division, which he reassumed since August 2018. Before he was acting manager of our Corporate Credit Risk Division between March and August 2018. Prior to that, he was manager of the Global Risk Control Division [...]

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Global Compliance Division

Felipe Echaiz Bornemann

Global Compliance Division manager since 2008. Mr. Echaiz worked for Citibank for ten years and was Vice President and Country Compliance Officer for Citigroup Chile between 2006 and 2007. [...]

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People and Organization Division

Cristián Lagos Contardo

People and Organization Division manager since May 2012. From 2008 to March 2012 he was the Corporate Human Resources and Reputational manager of Compañía General de Electricidad [...]

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Internal Audit Division

Oscar Mehech Castellón

Internal Audit Division manager since July 2008. Before that, he was our Regulatory Policies Division manager, Global Compliance Division manager and deputy general counsel. Prior to joining [...]

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Operations and Technology Division

Esteban Kemp De La Hoz

Operations and Technology Division Manager since August 2018. Before he was our Acting Global Risk Control Division manager since March 2018. Previously, he was manager of the Process Engineering Area, and later [...]

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Cyber Security Division

Salvador Danel

Cybersecurity division manager since January 2019. Prior to joining Banco de Chile, he was Cybersecurity manager for Microsoft from 2015 to 2018, advising clients in diverse industries throughout Latin America. [...]

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Chief Executive Officer of Banchile Corredores de Bolsa S.A.

Hernán Arellano Salas

Chief Executive Officer of Banchile Corredores de Bolsa S.A. since September 2016. Previously, between 2007 and 2016, Mr. Arellano held different positions at IM Trust S.A., including Chief Executive Officer, Managing Director of Capital Markets, and Director and [...]

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Committees composed of Banco de Chile’s senior management

The main committees composed of Banco de Chile’s senior management executives are:

A.- Management Committee

The management committee, the highest coordinating body of our management, is chaired by our chief executive officer, and its principal function is to discuss main strategic guidelines and to analyze the market and the banking industry.

This committee resolves issues relating to our internal policies and analyzes our performance. In this committee, numerous divisions exchange their points of view as to our business and prioritize joint initiatives. Each year, this committee outlines the foundations for our annual plan. After the individual annual plan for each business area is agreed upon by our chief executive officer and each division manager, under the coordination of our chief financial officer, the overall plan is submitted to our board of directors for approval. This committee also reviews progress and budgets for approved plans on a monthly basis.

B.- Disclosure Committee

In May 2003, we established the disclosure committee to ensure accurate market disclosure of our and our subsidiaries’ consolidated financial information. The members of the disclosure committee include our chief financial officer, our chief accountant, our chief legal counsel for international, financial and investment banking matters, the manager of our Research and Planning Area, and the manager of our Monitoring and Risk Management Area. The manager of our Risk Control Division may participate in the Committee as well.

The members of the disclosure committee are involved in reviewing quarterly reports and in general all financial information disclosed by us prior to each disclosure.

C.- Ethics Committee

The ethics committee was established in 2005 to define, promote and regulate behavior of professional and personal excellence consistent with our philosophy and values to be followed by all our staff in order to meet the expectations of our customers.

To meet these goals and promote a culture of ethical behavior, the ethics committee sets policies on ethics and ensures their compliance, develops training plans related to ethics in our business, and reinforces positive behavior among our staff. The ethics committee also acts as a forum to address, discuss and resolve any conduct by our staff that is inconsistent with our values. This committee is chaired by the manager of our People and Organization Division and includes our general counsel, the manager of our Risk Control Division, the manager of our Global Compliance Division, the manager of our Consumer Finance Division, and the manager of our Individual and SMEs Banking Division.

D.- Operational Risk Executive Committee

Created in 2009, the operational risk executive committee is responsible for identifying, prioritizing and establishing strategies to mitigate key operational risk events relating to internal and external fraud; risks associated with customer, product and business practices; damage to tangible assets; and disturbance of normal activity resulting from system malfunctions or failures in executing, delivering and processing products/services. This committee is also responsible for defining and evaluating our corporate strategy for managing operational risk, establishing guidelines and directing efforts to create controls and improve internal processes in order to reduce operational losses.

To comply with these objectives and foster an awareness of operational risk, this committee promotes a series of training activities and communicates to our staff important information relating to operating risks. This committee is chaired by our chief executive officer and includes the manager of our Operational Risk and Control Division, our general counsel, our chief financial officer, the manager of our Operations and Technology Division, the manager of our Marketing and Costumer Division and the manager of our Operational Risk Area. The manager of our Risk Control Division and the head of the Safety and Risk Prevention Area may participate in this committee as non-voting members.

E.- Quality Committee

This main objective of this committee is to generate strategic guidelines for decision making on issues related to the attention of customers, through all channels available at the bank, by means of the analysis of customer perception and relevant competition. In addition, this committee supervises projects and initiatives aimed at increasing the permanence and referrals of our clients.

This committee is chaired by our chief executive officer, the manager of our Commercial Division, the manager of our Large Companies and Real Estate Division, the manager of our Individual and SMEs Banking Division, the manager of our Consumer Finance Division, the manager of our Operations and Technology Division, the manager of our Marketing and Costumer Division, , the manager of our Clients Area and the manager of the our Quality Area. The chairman of our board of directors, the manager of our People and Organization Division, and the manager of our Operations, Products and Services Area also attend and participate in the meetings as permanent attendants.

F.- Subsidiaries Risk Committee

The Subsidiaries Risk Committee was created in 2017 and is responsible for managing and monitoring internal coherence in our subsidiaries’ operational, credit, liquidity and market risk compliance policies; establishing mechanisms for the identification, monitoring and measurement of those risks; and adopting the relevant corrective measures to be applied by our subsidiaries. Likewise, this committee must verify the adequacy of our subsidiaries’ policies related to these risks in relation to our own policies. The members of this committee are the manager of our Global Compliance Division, the manager of our Corporate Credit Risk Division, the manager of our Global Risk Control Division, the manager of our Operational Risk Area, and the departmental chief of our Market Risk Area.