Chief Executive Officer since May 2016. Prior to this position, he was our Commercial Division manager from 2014 to 2016 following the merger of the Commercial Division and the Wholesale, Large Companies and Real Estate Division. Before that, he was the Wholesale, Large Companies and Real Estate Division manager. From 2005 to 2007 he was manager of Large Companies and between 2002 and 2005 he was CEO of the subsidiary Banchile Factoring S.A. Mr. Ebensperger joined Banco Edwards in 1989. He was appointed Regional Branch manager in 1997 and later was appointed Medium-Sized Companies Division manager. He is currently a member of the boards of directors of Banchile Asesoría Financiera S.A., Banchile Securitizadora S.A., Banchile Administradora General de Fondos S.A. and Socofin and is a member of the executive committee of Banchile Corredores de Seguros Limitada. Mr. Ebensperger holds a degree in business and economics from Universidad de Chile.